Spare change?

The loose cash, which many persons thrown away uselessly, and worse, would often form a basis of fortune and independence for life.
The wasters are there own worst enemies, though generally found amongst the ranks of those who rail at the injustice of “the world” But if a man will not be his own friend, how can he expect that others will? Orderly men of moderate means have always something left in their pockets to help others, whereas your prodigal and careless fellows who spend all never find an opportunity for helping anybody.